2025-2026 Award Year Financial Aid Disbursement – What You Need to KnowImportant Change:Because of a rise in identity theft and fraud across the country, CSN will not release financial aid until the student’s classroom participation is confirmed.Before your aid can be disbursed, your instructors must confirm you are actively participating in your classes. This applies to all students, including new, returning, continuing, and transfer.We understand this is a change, but we’re here to help. See below for more details and support.Key Reminders:Class Participation RequiredYou must attend and participate in each class. Your instructor must verify this before your aid is disbursed.Eligible Courses OnlyYour registered classes must count toward your declared major as listed in the CSN catalog.Meet SAP RequirementsYou must meet Satisfactory Academic Progress (SAP) to be eligible.Clear Your To-Do ListAll items listed in your MyCSN “To Do List” must be resolved.Delays will not result in late fees or enrollment cancellation for students with pending aid, including loans.Bookstore Vouchers (If Eligible)Please see FAQ below.Need Help?Contact the CSN Office of Financial Aid at finaid@csn.edu using your CSN student email or call us at 702-651-4303 or visit our Office of Financial Aid during regular business hours. Bookstore Voucher FAQs What is a book voucher? A financial aid book voucher is a system that allows eligible students to purchase required textbooks using their anticipated financial aid, before the aid is officially disbursed. Essentially, it's an advance on the student's refund, allowing them to acquire necessary materials at the beginning of the semester. This is not gift aid, this is a portion of your financial aid that is being used to purchase required textbooks in advance. Students who use their book voucher will see the charges incurred from the bookstore added to their MyCSN account before financial aid disburses. Vouchers ARE NOT extra money. Who is eligible for a book voucher? Students who meet all the following requirements two weeks before the official start of the semester:You must have no pending items on your ‘To Do List’ in MyCSN,Your 2025-26 financial aid pending must be more than the amount you owe CSN. Log into your MyCSN, view the "View Financial Aid" section. Click on the link for the year 2026 and scroll to the appropriate semester. Review the accepted column.Be registered for fall classes; waitlisted courses do not count. When will I be notified if I’m eligible? Eligible students will be notified through their CSN email approximately 10 days before the official start of the semester. We will also notify the CSN Bookstore and the CSN Cashier’s Office. How much can I charge to my Book Voucher? Students in 12+ credit hours get $600Students in 9-11 credit hours get $450Students in 6-8 credit hours get $300Students in 1-5 credit hours get $150 What are the important dates for Spring 2026? Please refer to "Important FA Dates located in our right-hand-side menu for the remaining important dates for the spring 2026 semester.Tuition Payment Deadline: 01-06-2026Book Voucher Use Period: TBDFirst Day of Classes: 01-20-2026Book Return Deadline: TBDBook Charges Posted to Student Account: TBDFinancial Aid Disbursement Date: 02-04-2026 How do I use the book voucher? Have your NSHE ID number and photo ID ready then visit the CSN Bookstore or purchase textbooks online at Follett online. In-PersonBring your class schedule or a list of required texts to the bookstore for assistance.OnlineYou may view this step-by-step guide for how to use the voucher through Follett's website.Key Information:-Book Vouchers are valid for apprx. 10 days, dates will be provided each term.-Purchases are limited to textbooks and e-publications that are required or recommended for your fully registered courses. -Waitlisted courses do not count. -You may use the voucher more than once during these dates, as long as you do not exceed your authorized Book Voucher limit. Refer to "How much can I charge to my Book Voucher?" for authorized amounts. Roadmap for you to use your Book Voucher at the Follett virtual store Book Vouchers Process Guide What if I don’t receive a voucher or miss the eligibility deadline? You will need to purchase your books with cash or a credit card. Financial aid will not disburse until at least three weeks into the term. We encourage you to have finalized your eligible enrollment two weeks prior to the start of the semester. There will be no exceptions to the semester’s deadline. What happens if I don’t spend the full voucher amount? Only the actual amount you spend will be charged to your student account. For example, if your book voucher limit is $600 and you spend $400, only $400 will appear as a charge on your CSN student account. Can I return the books I bought with the voucher? Yes, provided you meet the CSN Bookstore requirements, you can return unused items by their established return date. If CSN’s Book Store approves the return, the amount will be refunded through your CSN student account, not as cash, and processed as part of your financial aid refund (if applicable). What if I spend more than my book voucher amount? You will need to pay the amount above the Book Voucher value out-of-pocket at the time of purchase. Will the Book Voucher pay shipping costs? No. The Book Voucher can only be used for textbooks and e-publications. Can I sell my books back at the end of the semester? Yes, if you choose to; this is a personal transaction between you and the CSN Bookstore. It is not tracked or reported to the Office of Financial Aid or the Cashier’s Office. Why do I have to provide a credit card if I am renting a book and have a book voucher? The book voucher will cover only the rental fee. Publishers require a credit card to ensure you return the rented textbook publications and will be charged for the full value of the book that is not returned by the specified deadline. Having trouble with CSN’s online bookstore? No worries, visit CSN’s Bookstore webpage for help, support, and more information. FAQ What does active and continued course participation mean? Students should be actively engaged and participating in courses from the very first day of class, including web and hybrid courses. This includes class discussions, projects, reports, quizzes, tests, homework, etc. What if I do not actively participate in my class(es)? Non-active and continual participation will lead to enrollment cancellation, reduction or loss of aid, and the student incurring the charge for the class(es) they did not attend/participate in. What will happen if my professor does not provide my attendance information on time, even though I am actively attending? Will I be responsible for their error? Students are encouraged to communicate with their faculty instructors regarding any attendance or participation concerns. Are there any exceptions to the delayed disbursement rules? There are no exceptions to the rules regarding delayed disbursement. How do I set up Direct Deposit? Login to your MyCSN. Under “Finances” you will find the option to “enroll into direct deposit” I do not have a checking or savings account. Will I be issued a check or credit on my account? We strongly advise you to open a bank account and sign up for direct deposit through MyCSN, under “Finances." For any questions or concerns, contact the Office of the Cashier at Cashiers.Office@csn.edu. Am I still able to attend my classes before the aid is disbursed? Yes. If you have pending aid that exceeds your tuition balance, your financial aid will be disbursed a few weeks into the semester. Your classes will be protected from cancellation due to non-payment, and there will be no late payment penalties. However, if you have applied for a Payment Plan, continued payments are required to avoid late fees. Is there a tuition hold or deferment in place that prevents me from being dropped while the aid is pending? Yes, a hold labeled "FA Enrollment Cancellation" is considered a positive hold, protecting your classes while aid is pending. It is temporary, added before cancellation and removed afterward. For Spring 2026, classes will be dropped starting August 4, 2025, if you do not have an approved payment plan or pending aid, you are at risk of having your classes dropped. If using loans to help pay your tuition, you must accept the loan. Paying for a college education can be challenging. That’s where CSN's Financial Aid Office comes in. We invite you to browse the resources on this page to learn more about the various financial aid options available to you. Although navigating the financial aid process can seem daunting at times, we’re here to help you through it and get you started on your journey to achieve a higher education. FATV Video The 2026-27 Free Application for Federal Student Aid (FAFSA) is officially open!Apply by visiting studentaid.gov to complete your application today.Don’t wait! Apply now to make sure you get the aid you could be eligible for.How to Apply for AidStudents can apply for financial aid like grants or student loans using the Free Application for Federal Student Aid (FAFSA).CSN uses your FAFSA information to determine your federal aid eligibility. Please list CSN in the School Selection portion of the FAFSA. Our Federal School Code is 010362.These FAFSA videos provide quick easy help with the financial aid application process.Additional assistance can be found by - reviewing How Financial Aid Works.FAFSA WorkshopsOur office is hosting workshops throughout the year. Click here for more information: FAFSA Workshops.Upcoming DatesSpring 2026 semester payment deadlineTuesday, January 6th, 2026Spring 2026 semester beginsTuesday, January 20th, 2026Census DateSunday, January 26th, 2026, at 9:00 PM PST (Note: You may still enroll or drop classes up to 12:00 midnight. However, financial aid will only pay for eligible classes registered by 9:00 PM PST). Additional information on how the Census date impacts the Federal Pell Grant can be found at the top of this page.Office UpdatesThe Office of Financial Aid is hosting Virtual Satisfactory Academic Progress (SAP) Workshops December 17th, 2025 and January 7th, 2026. See the top of this page for more information.The Office of Financial Aid is hosting a Financial Aid 101 Info Session on January 7th, 2026. See the top of this page for more information. Federal Updates Loan Repayment, Delinquency and Default When do I begin to repay my federal student loans? Loan repayment typically begins six months after you graduate, leave school, or drop below half-time enrollment. This is called your grace period. You’ll receive information from your loan servicer about when your first payment is due and how much you’ll owe. Please be advised that if you have previously exhausted your grace period, you will no longer be eligible to receive an additional grace period. Note that for most loans, interest accrues during your grace period. You can access your federal student loan information by logging into studentaid.gov. What should I do if I can’t make my monthly loan payment? Contact your loan servicer immediately. You might be able to switch to a repayment plan that lowers your monthly payments or check if you're eligible for a postponement.Income-Driven Repayment PlansDeferment or Forbearance (temporary pause on payments)Avoiding payments can hurt your credit and lead to default, for additional information click here https://studentaid.gov/manage-loans/repayment# What does it mean if my loan is delinquent? A student loan becomes delinquent the day after missed payment and remains so until repaid or arrangements are made. Delinquency for 90+ days is reported to credit bureaus, harming your credit. Continued delinquency may lead to default with serious consequences. If you've missed a payment or are financially struggling, contact your loan servicer immediately to discuss options and prevent default. Learn more about how to avoid default. You can also call 1-800-621-3115. What happens if I default on my student loans? A federal student loan goes into default after 270 days of missed payments. Consequences include:Loss of federal financial aid eligibilityWage and tax refund garnishmentDamage to your creditCollection costs and legal actionBut you have options to recover. Contact your loan servicer to learn about loan rehabilitation or loan consolidation to get back on track. You can also call 1-800-621-3115. How to Check Your Financial Aid StatusAfter you have successfully submitted your FAFSA you can check on the status of your financial aid in your MyCSN. To do so;Login to your MyCSN Student Center from the GoCSN PortalCheck all recent messages in your Communication CenterAddress any items listed in your To-Do ListEnsure you have no negative HoldsSelect “View Financial Aid” under FinancesSelect the Aid Year you wish to viewAccept/Decline Awards as applicable Contacts:In-Person (Recommended Option)Office Hours:Monday – Friday 8:00 a.m. – 5:00 p.m.CSN Financial Aid Call Center Phone: 702-651-4303Call Center Hours: Monday – Friday 8:00 a.m. – 5:00 p.m.Email UsYou may email us general questions. An expected response time for emails is 3 business days.Note: Please include your NSHE id numberVirtual AppointmentsOur office offers limited hours to assist students virtually using MS Teams.Schedule a virtual appointment